1st job 6 months ago and am thinking of getting some credit cards to build my credit score.
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Hi! i just secured my 1st job 6 months ago and am thinking of getting some credit cards to build my credit score. Do y’all think having a credit card is the move?
My main spends are:
A) Food—I’m almost always eating out or using Grab)
B) Online shopping— not a shopaholic, but I do buy in bulk sometimesThat’s all I got for now lol
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Credit cards are a good way to build credit, but they can also lead to overspending, especially with eating out and online shopping. If you go for it, I’d suggest setting strict limits for yourself so you don’t end up with more debt than you can handle :)
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Get ready to become a big spender 💀💀💀 Just kidding! But yeah know your limit sure you wont fall into the trap of overspending. What you listed there, shouldnt be a problem. Maybe look for a card that offers more cashback or rewards on food and online shopping platforms.